Figuring What You Can Afford

In addition to your monthly mortgage payments, there are many things to factor in when determining how much you can afford, or even if you can afford to buy a home at all. There is a down payment for the loan, closing costs, moving expenses, plus purchases and maintenance for the new home. Generally, your annual gross income multiplied by 2.5 will give you an approximate amount for the price of home you can afford. It could vary depending on how much you have as a down payment, your debts, financial situation, and credit history/rating. Your debts, including alimony and child support, should not be more than 30 to 40% of your gross income.

Monthly Mortgage Payment

Lenders want to make sure you have the ability to pay your loan. As a general rule of thumb, you can figure that your monthly mortgage payment should be equal to or less than 25% of your gross monthly income. This also will vary depending on circumstances.

Amount of Money Needed

You will need money for a down payment and closing costs, plus any move related expenses and maintenance or repair costs for your home.

Down Payment – Your down payment is a percentage of the property value and is usually from 3 to 20%, or more if you want a lower loan amount. This can vary by the type of mortgage you obtain. Also, if your down payment is less than 20%, you may be required to pay mortgage insurance (PMI or MI).

Closing Costs – these are settlement costs involved in purchasing your home. They range from 2 to 7% of the property value and include such things as points (a percentage paid for securing a particular interest rate), financing fees, taxes, title insurance, pre-paid and escrow items, and your down payment. You will receive an estimate of these costs prior to closing.

12476 KUMQUAT Pl CHINO CA SOLD!!!!

Beds: 3

Baths: 2

Sq. Ft.: 1,520

$/Sq. Ft.: $201

Lot Size: 7,200 Sq. Ft.

Property Type: Residential, Single Family

Style: One Level

Year Built: 1974

Community: Chino

County: San Bernardino

MLS#: T10121770

Source: MRMLS

Beautiful Single Story home in the heart of Chino. Home has remodeled kitchen with custom cabinets and granite counters. Upgraded bathrooms, with new carpet and paint. To top it off there is plenty of RV PARKING for all your toys and the backyard has room for the kids to play. Probably the cleanest home in the neighborhood and ready for you to move in. This is a standard sale, so no long waits for banks to respond and repairs to deal with. Come on down, the price is right!

Buyer's agents: David Hood & Maria Gracian AdoreRealty,Inc.

Listing Provided Courtesy of: James Brennan, Pacific Coast Realty Group Inc

12623 16th St Chino, Ca 91710

This property needs TLC, but it is in a very desirable and well-established area in the city of Chino. Featuring 3 bedrooms, 2.5 baths, large family room and a pool. Standard Sale!!!


Price: $299,000                View Details
Square Ft: 1,932               View Map
Bedrooms: 3                     More Info
Bathrooms: 2.75               Printable Flyer

Maria Gracian
REALTOR®
Certified Distressed Property Expert
Maria@AdoreRealty.com
(951) 367-5180
(877) 380-7992

Chino Hills Golf Course Real Estate

Chino Hills CA Golf Course Real Estate: Enjoy Living at a Golf Community

There is a a good reason why Chino Hills CA Golf Course Real Estate happens to be home to so many outstanding golf courses. Many of the golf courses in Chino Hills, CA have been designed by top course designers. It is such an advantage to live in a place with pleasant weather because so much more of the year can be spent golfing in Chino Hills, CA than in other parts of the country. In other words, this region is a golfer’s paradise because you can golf year-round. Living near the course has several advantages because you have the availability to golf whenever you feel like it. The views at a golf property are worth noting as well. In a golf property you can wake up each morning and enjoy the view of the course right from the privacy of your own home.

Get the Lifestyle You Desire with Golf Community Real Estate in Chino Hills CA

If you want the convenience an relaxed way of living of a golf community in Chino Hills, CA, start looking at some of the amazing properties today. The beauty of the course by itself is enough to make this decision an easy one. Help in this endeavor is available if you contact David Hood at Adore Realty. David Hood can be reached at 877-380-7992 and is happy to show you any of the golf properties currently available. To start looking at this properties now, check out these 17 properties. You will be golfing everyday before you know it!

Vellano Country Club in Chino Hills California is a majestic retreat. Tuscan Style and California Soul.  From the Greg Norman Signature Golf Course to the panoramic views of nearly six hundred acres of stunning valleys and hillsides.The Vellano Country Club's Tuscan-inspired 47,000 square foot clubhouse. Your family and friends will experience the beauty and charm of classy Mediterranean architecture with world class attention to every detail.

Million Dollar Real Estate in Chino Hills CA

Million Dollar Real Estate in Chino Hills

 Live in Comfort
There are so many appealing single-family home options available, so why not check out the options of Million Dollar Homes in Chino Hills CA? You adore your family members, and you know they deserve the best living environment. While you want to give everyone enough room, you also want a Chino Hills , estate that can give you the lavishness you’ve always wanted! Whether you are making the move to a luxury home or are used to the opulence that high-end real estate delivers, the MLS should be your first step. These properties homes range in price, from $984,900 to $2,447,777. From sprawling floor plans to beautiful private pools, you can discover the high-end features in Chino Hills , CA

16726 Catena Drive
Chino Hills, CA $1,999,500.00
Beds: 5 Bath: 6 Sq. Feet: 5310

Description:
*This Tuscan Inspired Beautiful Home is nestled in the Prestigious Vellano Greg Norman Signature Golf Course Gated Community.5310 sq ft Home has 5 Spacious Bedrooms 6 Baths Semi Custom Floor plan S Tile Roof Carriage House Style Wood roll up Garage Doors and Four Car Garage .Milgard Ultra Windows/Doors Energy Star Home .Centered around a lovely CourtyardSun Deck Patio Deck Casita and Seperate Loggia with Fireplace.Elegant Interior Living Area includes Volume CeilingsFormal Dining with Butlers Pantry Wine Storage5 Fireplaces Security SystemMedia nichebuilt-in Entertainment Center. Kitchen Upgraded Chefs island Granite Counters/ BacksplashCanac Signature CabinetryKitchen Aid Pro Stainless Steel Appliances Double ovens Range and Dual Dishwashers Pot FillerInstant HotBreakfast nook. Plantation shutters Crown Molding Travertine Floors Wrought Iron and Wood Staircase Intercom System Master Bedroom includes His and Her Seperate Secondary Bathrooms ShowersSpa Jacuzzi Tub Walk-in closet Balcony off Master Bedroom Fireplace.Custom Built in Cabinet/Office.Backyard Panoramic View of the Mountains Salt Water PoolJacuzzi Custom BBQ.This is a Must See * Buyer to verify square footage not taped

975 Everest Drive
Chino Hills, CA $1,950,000.00
Beds: 6 Bath: 6 Sq. Feet: 9300

Description:
Exquisite Custom 6 br/7 bath home in gated community w/stunning views of rolling hills from backyard front yard & balconies. The owner/builder paid infinite attention to every detail & upgrade possible. The craftsmanship is rarely seen this home is a piece of art. Extensive crown mouldings in every room high ceilings custom doors extra insulation ceilings w/wood work detail you would find in a museum. Downstairs features a stately entry that leads to a free standing flowing staircase. Huge formal dining w/fireplace library s/fireplace formal living room shows like an ad from architectural digest w/beautiful columns massive floor to ceiling fireplace & an unbelievable ornate ceiling. Large family room/home theatre room. Large sun room could be an office. Kitchen features tons of cabinets/storage & huge center island. Maids quarters & bath. Upstairs each bdrm has its own customized bathroom w/the most breathtaking tile work & walk in closets. Master suite is fit for king/queen.

16535 Vellano Club Drive
Chino Hills, CA $1,888,888.00
Beds: 5 Bath: 6 Sq. Feet: 4287

Description:
This luxurious exceptionally beautiful home in the prestigious Vellano gated community is a BEAUTY. Enter this approx. 4300 sq ft. spectacular home that features 5 bedroom suites & 6 baths with all the extra amenities and then much more...No expense was spared with over half of million in upgrades. The exterior is equally spectacular with a 9 'deep salt water pool that holds 45 thousand gallons of water has a Baja step and jacuzzi Enjoy the custom BBQ with a teppan grill 2 refrigerators enclosed by canvas awnings and Italian lights with a gas wood pit & fireplace to keep you warm and cozy. Enjoy the outstanding views from 3 balconys off the master bedroomguest bedroom and playroom. Richard Marshall wood flooring upstairs. 8 camera security system. The yard has been professionally landscaped A panoramic open view of the city lights mountains and golf course overlooking the 1st hole of the private Greg Norman signature golf course. Buyer to verify square footage not taped.

1489 Red Apple Lane
Chino Hills, CA $1,850,000.00
Beds: 4 Bath: 3 Sq. Feet: 3348

Description:
Nestled in the most private area of Chino Hills it is Carbon Canyon living at it's best! This beautiful ranch style property with 5+ acres enjoys a private drive located a short distance down the road from Western Hills Country Club. This hard to find single level home has 4 bedrooms with 3 full bathrooms and a 4 car garage. A must see for anyone considering a very private residence.

3159 Roma Court
Chino Hills, CA $1,695,000.00
Beds: 5 Bath: 6 Sq. Feet: 5546

Description:
One of the most desired plans in Vellano is now available. This ultra luxurious Tavola (Plan 4) former Barratt model is offered for sale. No expense was spared in this property which includes 5 bedroom suites 5.5 baths separate casita spectacular living dining and music rooms all centered around a formal courtyard. Situated on a private cul-de-sac this home has one of the most spectacular views in all of Vellano looking up the fairway of the Greg Norman Signature Vellano Golf Course. All materials in the home are designer chosen and represent simply the finest in workmanship including whole home automation home networking and security systems.



David Hood
President & CEO
Adore Realty, Inc.
(909) 972-5569